Health &
medical

The focus of a medical aid scheme is to provide members with cover for expenses associated with necessary medical treatment. Often members are obliged to use healthcare specialists who belong to a provider’s network and conditions stipulate which treatments are covered. Taking scheme tariffs into account, the amount you’re paid out will depend on what medical attention you need.

It is important to have medical aid cover as a safety net. If you unexpectedly get sick or injured, medical aid is there to help cover costs that you likely cannot afford to pay on your own. As medical aid can be expensive, you benefit by our professional help to choose the best product for your needs at a competitive price.

Gap cover is a short-term insurance policy which provides shortfall cover where doctors and specialists charge more than medical aid rates. Gap cover works in conjunction with your medical aid, providing up to an additional 500% cover on your medical aid, avoiding costly in-hospital expenses. 

SFA will do Gap cover comparisons and source the most competitive rate for you to supplement your medical aid.

Health insurance is designed to ensure that when you need funds for medical purposes, you receive a fixed, lump sum. This amount won’t differ, regardless of the type of treatment that’s required or which healthcare providers you use.

We develop health insurance plans for individuals, families and group schemes.