Niche &
lifestyle insurance

Pets, Equestrian, Travel, Engineering and Marine insurance

  • Pet insurance

Every pet owner should consider pet insurance. Pet Insurance can provide cover for accidental injury, illness, and preventative care such as vaccinations, flea control, and sterilisation. Your out-of-pocket costs could add up considerably without insurance, especially if you have multiple pets. Having pet insurance can save you thousands in rands on veterinary bills. We will provide you with the most comprehensive pet insurance coverage from as little as R85.00 per month.


  • Cover for pet’s life
  • No annual limit
  • No sub-limits
  • Lowest excess
  • Veterinary of your choice
  • Routine care option
  • No breed exclusion
  • No microchip required
  • Prompt claims settlement
  • Direct payment to veterinary
  • Equestrian insurance

Investing in a horse is much more than just buying an asset; it’s an investment in a living, breathing creature of beauty. You certainly would like to give it the best possible care if it becomes ill, suffers injuries, or needs surgery or, in the worst case, dies. It just makes sense to cover unforeseen and unplanned expenses.

Our customisable insurance policies include the following:

  • Mortality Cover
  • Loss of use cover
  • Foetus cover
  • Critical care cover
  • Veterinary expenses
  • Public liability cover
  • Saddle and tack cover
  • Horse box cover
  • Personal accident cover
  • Travel insurance

Travel Insurance is compulsory when travelling outside of South Africa and applying for visas. Though you may pay 5 to 10 percent of your trip cost for travel insurance, travel insurance is more than worth the investment for its potential to help reimburse you for hundreds of thousands of rands of covered travel-related expenses like emergency evacuation, medical bills, and costs related to trip cancellation and interruption. Insurance in the case of contracting of Covid-19 can now be added at an additional rate.

  • Engineering insurance

Our Engineering Insurance product not only provides you with security and peace of mind, but also with exceptional value for money.

Our cover options include:

  • Contract risks
  • Public liability cover
  • Machinery breakdown cover
  • Deterioration of stock cover
  • Dismantling transit and erection
  • Marine insurance

Marine insurance provides cover against loss of damage to cargo during sea, air, road, or rail transportation. It also includes general average and salvage charges.